Health Insurance

Stay Healthy, Stay Protected with Our Health Insurance Plans

Healthcare costs are rising, but with the right health insurance, you can ensure that you and your family receive the best medical care without financial strain. Our health insurance plans are designed to cover a variety of medical expenses, from hospitalization to outpatient treatments.

Health Insurance can assist you in taking care of your general well-being, speed up diagnosis and recovery by reducing waiting times, and assist in covering all or part of the cost of the necessary treatment. Your needs can be met by a variety of health insurance packages from various market providers.

ATHREYA ASSOCIATES wants to give you more information about your health insurance alternatives, the reasons people purchase it, and how it functions so you can choose wisely when you purchase coverage.

Why Choose Health Insurance?

While everyone is aware that health insurance protects you and your family’s physical health, few consumers are aware that purchasing a policy can also protect your long-term welfare and offer support and peace of mind in the event that the worst happens. In addition to the apparent advantage of being able to care for your loved ones with financial security, having a health insurance plan is quite helpful for fighting the inflation of medical costs. The prevalence of lifestyle diseases is increasing, particularly among those under the age of 45. With health insurance, you can navigate the healthcare system more quickly thanks to quicker diagnoses and shorter wait times. Paying for some or all of the necessary medical care also helps.

  • Comprehensive Coverage: Covers hospitalization, surgeries, doctor consultations, and more.
  • Cashless Hospitalization: Access treatment at our network hospitals without worrying about upfront payments.
  • No Claim Bonus: Benefit from a bonus on your sum insured for every claim-free year.
  • Pre and Post-Hospitalization Cover: Coverage for medical expenses before and after hospitalization.


Our Health Insurance Products:

    • Individual Health Plans: Tailored to meet your personal health needs. If you are requesting an individual policy, the insurer will need certain information from you. To the best of your knowledge and belief, you must provide answers to all questions that are as complete and correct as possible. Only information that is pertinent to the coverage you are asking for will be requested from you by insurers.
    • Family Floater Plans: One policy to cover the entire family, providing comprehensive health protection.
    • Critical Illness Plans: Lump sum payout upon diagnosis of serious illnesses like cancer, heart disease, and more.
    • Senior Citizen Health Plans: Specially designed coverage for the healthcare needs of senior citizens.

Do not let medical expenses catch you off guard. Explore our health insurance plans and choose the one that best fits your needs.

Group Policy

You might have access to group coverage through your company; these policies normally do not require employees to disclose their medical histories. Based on the workforce’s average age, the company’s location, and other impersonal criteria, the policy is underwritten. Basic group insurance will only pay for specific procedures, like hospital stays and examinations. More elaborate plans might offer more protection. Find out what coverage you have access to by checking with your workplace. It might be financed as an employee benefit, or your business might make it easier for you to get individual coverage.

Something to consider…

You can choose from a variety of policies with varying levels of coverage. When shopping around, you might want to compare the following items:

  • Are there any restrictions on the expenses the coverage would pay for?
  • If you filed a claim, how much excess would you be required to pay, and is it per claim or cumulatively?
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